Travel Insurance Plans

Travel Insurance Plans: Comprehensive Protection for Travelers

Travelling offers an opportunity to explore new paths in life. However, there can be circumstances that make these plans impossible to put into action. This is where the purpose of travel insurance becomes more prevalent. It provides vital financial support in unforeseeable circumstances, including but not limited to medical emergencies, loss of baggage, and trip cancellation.  

Additionally, if a passport  or baggages with the carrier are lost or delayed, it provides a degree of reimbursement for the additional expenses incurred. Wondering which insurer you should trust to have your back during your travels?

Choose Star Travel Insurance plans for comprehensive coverage, quick claim settlements, and reliable support throughout your trip!

What is Travel Insurance Policy?

A travel insurance policy is an economic safety net in the event of an unforeseen situation while on a vacation. It provides coverage for travel-related risks, which include medical emergencies, lost luggage, passport theft, or flight cancellations on a domestic or international trip. With a proper travel insurance plan, one can travel with the assurance that there is adequate coverage for a range of travel inconveniences.

Most travel insurance plans in India offer protection against:

●Accident or Sickness related Hospitalization abroad
●Loss of Passport
●Trip Cancellation or Curtailment
●Personal Liability
●Aircraft Hijacking
●Baggage Loss or Delay
●Personal Accident
●Medical Evacuation and Repatriation of Mortal Remains
●Missed Departures/ Cancellations

When you buy travel insurance, you secure peace of mind, whether you're facing sudden sickness or unexpected trip delays.

Star Health offers the best travel insurance plans tailored to your needs, including senior citizen travel insurance and affordable options for all. Rely on Star Travel Insurance for quick claims, extensive coverage, and complete travel security!

Top Reasons Why You Need Travel Insurance

For some people, travelling is a thrilling adventure. However, under some unexpected circumstances, this can go out of hand pretty fast. Therefore, travel insurance is a must-have. Here are the top reasons why you should buy travel insurance before your next trip.

Medical Emergencies

Becoming ill or sustaining injury when abroad can mean huge financial loss. Sometimes, even new environments make a person sick, which could be the case while adapting to different cuisines or catching an overseas flight. The cost of medical treatment in foreign countries are really high and hence the insurance policy provides coverage for these expenses.

A travel insurance policy covers hospitalization expenses, both inpatient and outpatient, along with daily cash allowances and emergency transportation.

Delayed or Lost Luggage

Such incidences where a traveler gets their bags lost or are delayed by the Aircraft Carrier are common. They should not beat you up too much, as many insurance plans cover these troubles. Some of the plans even reimburse a traveler the Sum Insured for upto Two bags that have not turned up or for essentials that a person may need at that time.

One of the prime aims of having travel insurance is to ensure a good holiday without being disturbed by any unfortunate incidents or events.

Flight Delays or Cancellations

No matter what a person plans, if a flight is to get rescheduled or an individual ends up missing their connecting flight, the entire itinerary goes for a toss. In this regard, insurance plans allow one to be reimbursed financially for food or drink a person purchased while they were waiting for a flight.

Passport Loss

Losing one's passport when on an international trip could seem like the end of the world. With the help of a travel insurance policy, such things are eased off as insurers pay the expenses for getting a new passport or assistance in obtaining a new one, the expenses are upto the sum insured.

Trip Cancellations or Changes

Unexpected events like illness, natural disasters, or family emergencies including Hospitalization or unfortunate Death, might force you to cancel your trip. Pre-paid bookings can be expensive to cancel, but buying travel insurance can save you from such financial losses.

Emergency Evacuation

During emergencies like natural disasters, political unrest, or terrorist attacks, a travel insurance plan ensures safe evacuation and necessary medical help. Medical Evacuations are also done for transporting the insured to a better medical facility if the current facility does not have adequate medical infrastructure…this is however on the advice of the attending physician.

24/7 Support

Travel insurance plans provide round-the-clock helpline support in foreign lands. Whether it's finding the nearest hospital or arranging emergency services, you're never alone in critical situations. Star Health has partnered with Falck India for ensuring timely Assistance & Claims support to all persons traveling while abroad.

Looking to buy travel insurance online? 

Just visit the Star Health website or download the Star Health mobile app to check out our offerings!

Features of Travel Insurance Policy

A travel insurance policy offers comprehensive features designed to secure your journey and protect you from unexpected expenses. Whether you're travelling abroad for leisure or business, having the best travel insurance ensures a hassle-free experience.

Here are the top features of a travel insurance plan:

Cashless Treatment Facility
With travel medical insurance, you can opt for cashless hospitalization at Falck India network hospitals worldwide. Just dial your Assistance Company at the numbers printed on the Certificate of Insurance, and you will not be burdened with cash payment at the time of treatment while facilitating quick access to numerous doctors and hospitals.

Mandatory Visa Requirement
In many countries like Schengen Countries of Europe, travellers are expected to obtain travel insurance coverage to have their visa application approved. This means that if the visa selection prerequisites are to be satisfied faster, one must consider purchasing a travel insurance policy online before filing their application. Even where it is not mandatory, it is strongly advisable for all travelers to go abroad with travel insurance.

Instant Policy Issuance
When you buy travel insurance online, your policy gets instant issuance. Thus, before setting out on your trip, you can secure your journey from a plethora of unforeseen circumstances by investing just a few minutes.

Why Purchase Travel Insurance Online?

When you buy a travel insurance policy online, you get the following benefits:

Easy Comparison of Plans
When you buy travel insurance online, you can easily compare multiple plans and choose the one that best suits your needs and budget. So, whether you are looking for a cheap travel insurance plan or one that provides a plethora of coverage options, searching online can be really convenient.  

No Insurance Agents Needed
Gone are the days of relying on agents. With Star Health, you can directly compare and purchase the best travel insurance in India online. It's simple, transparent, and convenient.

Minimal Paperwork
Online purchases eliminate tedious formalities. Fill out a quick form, make your payment, and get your policy issued instantly. No extra paperwork is required!

*Note: Please refer to the policy documents for more related information.

Explore the Best Travel Insurance Plans for Your Journeys

At Star Health, we offer the best travel insurance plans in India. Thus, whether you're travelling domestically or internationally, our tailored plans ensure a safe and worry-free journey.

Check them out  below:

1.Star Corporate Travel Protect Insurance Policy
This insurance coverage is intended for corporate employees who travel overseas on business trips regularly. The policy is issued for 365 days and the insured can make an number of trips during this period. It also covers trip extensions if the insured individual is travelling on the date of policy renewal, automatically extending for a band of 30 to 45 days. Also this policy does not require pre-insurance medical screening for any age upto 70 years.  

2.Star Student Travel Protect Insurance Policy
Tailor-made for students who wish to go for higher education in foreign countries, this insurance policy is quite comprehensive in its coverage. It can include travel inconveniences, medical expenses for emergencies as well as Student related covers like Bail Bond, Sponsor Protection, Study Interruption, Dental costs for injuries acquired in the course of the trip.

3.Star Travel Protect Insurance Policy
This international plan is best suitable for outbound travelers. It covers the cost of unplanned medical expenses, as well as Non Medical Exigencies like the cost of losing a passport or even missing a flight. No pre-insurance screening upto 80 years of age.

4.Star Domestic Travel Insurance Policy
For domestic travelers in India, this policy is extremely useful. It enables coverage in traveling by air, railways, or road, including personal accident insurance, which covers death and disabling accidents as well as hospitalization due to accidents.

Comprehensive Travel Insurance for Senior Citizens

Exploring your favorite places during your later years in life can be an enhancing experience. In this regard, by purchasing the right travel insurance for senior citizens, you can travel the world without a single care. These plans are specifically designed for travelers who are in their later years of life and allow them to go on an overseas trip without worrying financially or medically.

As opposed to many travel insurance policies in India, which take into account the age of the traveller up to only 60 or 65 years of age, this specific plan was created specifically for older adults upto the age of 80 years.

One of the benefits of having a senior citizen travel insurance plan is that you gain multiple perks, including payments for any medical costs incurred, emergency medical coverage, evacuation coverage when necessary, and natural disasters.

Such a plan guarantees a high level of assurance to older travellers, providing them with an opportunity to focus more on enjoying the trip than worrying about the extra costs.

Why Choose Star Travel Insurance for Your Trips?

Taking a journey should be an adventure, not a cause for stress. Star Travel Insurance covers one against everything that could go wrong during a trip, ensuring you enjoy every moment of your journey.  

We believe in strong alliances, and therefore, our insurance policies provide countless services and comprehensive coverage so we can serve as your best travelling partner. Here's why Star Travel Insurance stands out:

Uninterrupted Customer Support

Our Assistance & Claims Partner Falck India, are available for you all the time, for support while abroad or back in India. Whether you have a policy-related query or you are faced with an emergency while traveling to a foreign country, we make sure that you can reach out and get help at the right time.

Rest assured, you have a reliable travel companion no matter the distance.

Hassle-Free Claim Settlements
Say goodbye to stressful claim procedures! Star Travel Insurance will make the settlement of claims easy and stress-free. Our team along with our TPA partners Falck India are available 24/7 and will get all the paperwork done in no time so that you have peace of mind and can enjoy your trip.

No Mandatory Medical Screening
We've simplified the process for you—no pre-insurance medical screening is required to avail of our travel insurance policies upto the age of 80 years. However, individuals with adverse medical histories and pre existing conditions may be required to submit a medical report along with their application.

Affordable Premiums
We understand that when it comes to buying a travel insurance plan, customers will have their own budget. Thus, to ensure they get comprehensive protection regardless of their spending capacity, each policy offered by us provides a wide area of coverage at reasonable rates. But one must note that the premiums in relation to the cost of medical treatment is a fraction and hence coverage should be the key driver when determining the optimum plan/coverage.

Comprehensive Coverage
From medical emergencies and dental treatments to trip cancellations and lost luggage, Star Travel Insurance policies cover a wide range of coverages, be it Medical or Non Medical/Travel Inconveniences. With such extensive plans, you don't have to worry, as we will be there for you at every stage of the journey.

Global Network for Quality Services
By expanding our collaboration with the leading Assistance & Claims Partner Falck India, we stringently maintain the quality of our delivered services abroad. They are easily reachable with Toll Free numbers throughout USA, Toll Numbers for the Rest of the World and a email id which is attended to 24X7. Thus, in times of unexpected emergencies in hospitals or claim settlements, you can be assured of full and reliable assistance from Star Travel Insurance anytime and anywhere.

Instant Peace of Mind
Star Travel Insurance is not only an element of financial protection but also comfort. It does not matter whether you opt for our travel insurance for holidays, business, or study purposes; our plans are designed to provide comprehensive coverage while catering to your specific needs.

With Star Travel Insurance, you're not just buying a policy—you're securing a promise of protection, convenience, and world-class service. So, if you are looking to buy travel insurance online, your search ends here at Star Health. 

Choose Star Travel Insurance and get a reliable travel partner through every step of your journey!