Young Star Insurance Policy

Young Star Insurance is an extensive Health Insurance Policy that provides complete coverage to individuals during the most progressive stage in anyone’s life. This plan covers adults between 18 and 40 years of age and their economically dependent children from 91 days to 25 years.

Young Star Insurance Policy comes with 2 variants: Silver Plan and Gold Plan. Any one variant can be chosen based on the requirements.

With Sum Insured options ranging from Rs. 3 Lakhs to Rs. 1 Crore for Individual Policies and Rs. 5 Lakhs to Rs. 1 Crore for Floater Policies, this plan covers the in-patient hospitalization expenses of the Insureds and their families along with multiple new age features with no pre-medical screening. 

Features and Benefits:

The bouquet of features & benefits offered by Young Star Insurance Policy are as follows:

• There is no room rent capping. The Insured can avail treatments in a single private A/C room
• Automatic Restoration of Sum Insured once by 100% ensuring that the Insured’s treatment expenses remain payable during the subsequent hospitalizations
• The Insured’s base coverage gets a 25% boost to a maximum of Rs. 10 Lakhs on hospitalizations arising out of road traffic accidents
• A cumulative bonus of 20% of the Sum Insured for every claim free year to a maximum of 100% of the Sum Insured can be accumulated during renewals
• In patient hospitalization expenses incurred towards AYUSH and the listed Modern Treatments are covered
• This plan also offers coverage for annual health check-up, all day-care procedures, road ambulance charges, pre & post hospitalization expenses and e-medical opinions from Star Health’s medical experts
• The Insured can get a coverage for their delivery expenses and hospital cash benefits on opting Gold Plan.

Star Health provides end to end support with captivating wellness activities and discounts in the premium of up to 10% during renewals and encourages its customers to choose a healthy lifestyle.

If an individual gets insured under Young Star Insurance policy before 36 years of age and wishes to renew under this plan after 40 years, he/she can avail a 10% discount in the premium in all subsequent renewals thereof.

With wide range of benefits, multiple discount options and installment premium payment modes, Young Star Insurance Policy promises to protect the health and well-being of the individuals when they are busy climbing up the ladder of success to achieve their goals.