Saral Suraksha Bima, Star Health And Allied Insurance Co Ltd

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UIN: SHAPAIP22039V022122

HIGHLIGHTS

Plan Essentials

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Entry Age

Any person aged between 18 and 70 years can avail this policy. Dependent children are covered from 3 months to 25 years.
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Sum Insured

The minimum Sum Insured of this policy is Rs. 2.5 Lakhs and the maximum is Rs. 1 Crore (in multiples of Rs. 50,000/-).
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Instalment Options

The policy premium can be paid on a quarterly or half-yearly basis. It can also be paid on an annually.
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Cumulative Bonus

A cumulative bonus is provided at 5% of the Sum Insured for each claim-free year subject to a maximum of 50% of the Sum Insured.
DETAILED LIST

Understand what’s included

BASE COVER

Policy Term

The policy is available for a term of 1 year.

Policy Type

This policy provides benefits on Individual basis.

Accidental Death

This policy provides 100% of the Sum Insured in the event of accidental death of the insured person that occurs within 12 months from the date of the accident.

Permanent Total Disablement

This policy provides 100% of the Sum Insured in the event of permanent total disablement of the insured person that occurs within 12 months from the date of the accident.

Permanent Partial Disablement

This policy provides a specific percentage of the Sum Insured as mentioned in the policy clause in the event of permanent partial disablement following accidental injuries that occurs within 12 months from the date of the accident.

OPTIONAL COVERS

Temporary Total Disablement

This policy provides benefits as specified in this policy in the event of grievous injury of the insured person solely due to accidents and leads to temporary total disablement.

Hospitalisation Expenses due to Accidents

The medical expenses incurred towards hospitalisation due to accident are covered up to 10% of the total Sum Insured.

Educational Grant

In the event of accidental death or permanent total disablement of the insured person, a one-time educational grant of 10% of the Sum Insured for the dependent children of the insured person is provided.
Please refer to the Policy Documents to know the policy details and Terms & Conditions.
STAR HEALTH

Why Choose Star Health Insurance?

As a Health Insurance specialist, we extend our services from offering tailor-made products to fast in-house claim settlements. With our growing network of hospitals, we ensure easy access to fulfill your medical needs.

OUR CUSTOMERS

‘Happily Insured!’ with Star Health

We are committed to saving you time, saving you money, and getting rid of the hassles that make health insurance so hard to navigate.

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My friend told me to buy health insurance from Star Health Insurance. That helped me during my son’s illness. Their cashless treatment facility was very helpful at the time. I truly appreciate their service and support.

Tiji K Oommen

Thiruvananthapuram

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I have been with Star Health Insurance for the past 8 years, and have applied for two claims in that time. Both claims got settled, and I received good support from the company during my hospitalisation.

Vanishree

Bengaluru

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My family has been with Star Health Insurance since 2006. Our claim, which we applied during last month, was handled without any hassle. We are happy that we are part of such service providers.

Ramachandran

Chennai

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Star Health Insurance helped me a lot when I was in need. I was covered under Star’s Comprehensive policy, which provided me cashless treatment at their network hospital during my Angioplasty surgery.

Shaila Ganachari

Mumbai

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I have been using Mediclaim services for the last 7-8 years. I had tried other companies. But, I satisfied with the service Star Health Insurance has provided me, they also have friendly support personnel.

Sudhir Bhaiji

Indore

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user
Tiji K Oommen
Thiruvananthapuram

My friend told me to buy health insurance from Star Health Insurance. That helped me during my son’s illness. Their cashless treatment facility was very helpful at the time. I truly appreciate their service and support.

user
Vanishree
Bengaluru

I have been with Star Health Insurance for the past 8 years, and have applied for two claims in that time. Both claims got settled, and I received good support from the company during my hospitalisation.

user
Ramachandran
Chennai

My family has been with Star Health Insurance since 2006. Our claim, which we applied during last month, was handled without any hassle. We are happy that we are part of such service providers.

user
Shaila Ganachari
Mumbai

Star Health Insurance helped me a lot when I was in need. I was covered under Star’s Comprehensive policy, which provided me cashless treatment at their network hospital during my Angioplasty surgery.

user
Sudhir Bhaiji
Indore

I have been using Mediclaim services for the last 7-8 years. I had tried other companies. But, I satisfied with the service Star Health Insurance has provided me, they also have friendly support personnel.

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