Star Travel Protect Insurance Policy

Star Travel Protect Insurance Policy: Exploring the World Worry-Free

An international vacation can be a very exhilarating experience until sudden unplanned emergencies can make it take an unexpected turn. Be it a Flight being Canceled or Delayed without prior intimation or having a sudden Medical Emergency, we all know how unpredictable traveling can be. It is at this point that an international travel insurance comes in handy.

International Travel Insurance covers financial losses associated with Misplaced Baggage by the Airline, Injuries sustained during an outdoor activity abroad, or any other Medical conditions that may require Emergency Evacuations. This way, while having fun, you don't have to worry about mishaps as your finances are covered by your international travel insurance policy.

Thinking about which insurer should you trust for safeguarding when on an overseas trip?

Opt for Star Travel Protect and get Comprehensive Coverage, 24/7 Assistance & Claims support across the  World, and more!

What is International Travel Insurance?

The first thing you need to consider while going outside India is overseas travel insurance or international travel insurance. While traveling, such policies save you from any loss or unexpected expenditure incurred due to certain emergencies both medical and non medical, that occurs outside the country.

This includes any illness or injury that can require immediate medical attention. Furthermore, it takes care of other expenses such as Trip Cancellations, Medical Evacuations, Loss or Delay of Checked In Baggage, Dental Emergencies, etc. Thus, when planning an overseas getaway, make it a perfect one by not forgetting about International Travel Insurance. One must remember that the cost of Medical Treatment in a foreign country is significantly higher than that in India, and Travel Insurance addresses this perfectly.

If you are looking for International Travel Insurance in India, then Star Health is your best bet. We provide extensive coverage for expenses, including Medical Emergencies, Loss of Passport, Flight delays, Personal Liability cover and more, ensuring all-rounder protection at every step of your journey.  

Check out Star Travel Protect today!

Star Travel Protect Plan Coverage

An international travel insurance plan that safeguards one's global trips ensures that the insured individual receives adequate financial coverage for all unexpected challenges. Star Travel Protect thus offers protection from both medical and non-medical emergencies.

Find the coverage details below:

Plan Type
The international travel insurance offered by Star Health can be purchased on an individual basis, thus providing tailored coverage. International Travel Insurance is available for all travelers between the ages of 6 months to 80 years of age on the date of travel. Thus, whether travelling for work, pleasure, or educational purposes, this policy offers comprehensive coverage.

Medical Coverage
The plan includes international travel health insurance, covering medical expenses caused by illnesses or diseases or following an accident, during your stay abroad. It also allows the patient to continue receiving the right treatment abroad, facilitating uninterrupted care.

Also, this policy covers two types of treatments. Cashless Hospitalization at network hospitals of the Assistance Partner Falck India in case of Inpatient Treatment, or Reimbursement for Outpatient Treatment. Along with this, the expenses for Medical Evacuations and Repatriations are also available under the policy. Furthermore, ePharmacy services enable individuals to order medicines online at discounted prices.  

Thus, by opting for this policy, you receive the best international health travel insurance protection without by paying the most competitive premium in the market!

Travel Inconveniences

This policy is not limited strictly to medical emergencies only. One may experience a host of unwarranted issues during travel, such as missing connecting flights, flight cancellations, loss or delay in baggage, and so on, which will also be covered under this policy.

Additionally, this plan offers coverage for loss/delay in luggage, loss of passport, and hijack distresses.

Why Do You Need International Insurance for Travel?

International travel insurance is your safety net, offering comprehensive protection against medical emergencies, lost baggage, flight cancellations, and more. Here are a few reasons why an international travel insurance plan is a must-have when travelling abroad:

Medical Emergencies and Treatment

It is quite frightening to become ill or sustain an injury while being on a trip outside of the country, especially given that the cost of medical treatment abroad is exorbitantly high. But if you have international travel health insurance, you can be rest assured that your medical costs, hospital bills, and even the evacuation (if necessary) would all be covered on a Cashless or Reimbursement basis.

Thus, no matter whether you fall sick with a cold or end up with a fractured rib cage in an accident, we will ensure that you have zero worries about expenses during your recovery process.

Baggage Delays and Loss

Losing your checked-in luggage or the same getting delayed is a common hassle when travelling abroad. With our international insurance for travel, you're reimbursed for essential items you need until your luggage arrives. We'll also provide coverage for lost items so you can continue your trip without worry.

Flight Cancellations and Delays

There can be several reasons why flights may be delayed, cancelled or missed. They may include bad weather or late connecting flights, and the outcome usually is a complete wreck of the entire travel plan. However, our international travel plan will cover the cost incurred over meals, lodging and other expenses during the time of the said delays.

Additionally, you will receive compensation in case you miss any pre-booked departure or connecting flights for specific reasons.

Trip Cancellations and Changes

If an emergency hospitalization or injuries cause you to cancel your trip, cancelling prepaid tickets can become expensive. With international travel insurance, you're financially covered for the non refundable portion of your bookings including Air Ticket, Hotel Booking or Land Package, offering peace of mind before you even begin your journey.

24/7 Support

With 24/7 emergency assistance through one of the most reputed International Assistance & Claims Partners Falck India, you can access help from anywhere in the world. Whether it's finding the nearest hospital, arranging medical evacuation, or receiving guidance, our team is a phone call or email away and is there to support you 24X7, making international health insurance for travel an essential tool on your journey. 

Falck India provides Assistance for both Medical and Non Medical exigencies and have the largest network of hospitals abroad (almost 100,000) providing Cashless Treatment or Reimbursements depending on whether the insured is an Inpatient or Outpatient at the hospital.

Choosing Star Travel Protect for your travel insurance ensures you're getting the best international travel insurance. Our plans are designed to protect you from unexpected expenses and provide much-needed assistance, enabling you to explore the world worry-free!

What's Included in Star Travel Protect?

When you travel abroad, having international travel insurance like Star Travel Protect is essential to safeguard yourself against unexpected events. This comprehensive policy covers a wide range of situations to ensure peace of mind during your journey.
Here are some of the key highlights of our policy:

1.Extended Cover
This policy also offers coverage to those who are aged between 70 and 80 years with a 50% premium loading. Additionally, senior citizens aged over 75 years get coverage up to USD 100,000 with a 25% premium loading under Emergency Medical Section.

Thus, Star Travel Protect serves as an ideal choice for older individuals seeking international travel.

2.Flexible Plan Options
You may select coverage for a trip that encompasses travel to the USA and Canada or Rest of the World and travel upto five countries at a time. As a result, you can go for a plan specific to your travel itinerary and select a coverage option accordingly for maximum benefit.

3.Sum Insured Options
This policy offers four sum insured limits for Emergency Accident & Sickness Medical expenses: USD 50,000, USD 100,000, USD 250,000, and USD 500,000. So, whether you're looking for basic coverage or more extensive protection, you can conveniently select the limits for your international travel insurance online or through your Agent / Broker.

4.Emergency Medical Expenses Cover
This policy covers medical expenses incurred during your stay abroad, offering protection for unexpected illnesses or accidents. Whether it's a minor illness or a major emergency, our international travel medical insurance ensures you're financially protected.

5.Emergency Medical Evacuation
If you require emergency medical evacuation while travelling based on the advice of the treating physician, this policy covers both the evacuation to a better medical facility or back to India and the necessary medical treatment that goes with the evacuation. With medical insurance for international travel, you're assured that you'll be cared for no matter where you are.

6.Personal Accident Cover
In case of death or disablement due to an accident, the policy offers a lump sum payment to the insured person or their legal representatives. This personal accident cover adds peace of mind during your travels abroad.

7.Dental Emergency Cover
Should a dental emergency arise while travelling following an Accident, this policy covers expenses related to acute anesthetic treatment due to injuries. It's just another way Star Travel Protect provides complete protection during your trip.

8.Repatriation of Mortal Remains
In the unfortunate event of death abroad of the insured traveler, the policy covers the transportation of the deceased's remains or reimburses the cost of local burial or cremation. This benefit ensures that your loved ones are taken care of during an emotional and difficult time.

9.Cover for the Loss of Checked-In Baggage
If your checked-in baggage is lost by the airline, the policy provides compensation for the loss up to the limits mentioned in the policy document. This international travel insurance ensures you won't be left stranded without essentials.

10.Loss of Passport
Losing your passport while abroad can be a nightmare. With our travel insurance for international travel, you're covered for the cost of obtaining a new passport or travel documents, easing your worries and keeping your trip on track.

11.Delay of Checked-In Baggage
If your checked-in baggage is delayed for more than 12 hours, the policy will compensate you for necessary expenses, ensuring you are not left without essential items during the delay.

12.Flight Delay
In the case of flight delays exceeding 6 hours, the policy reimburses expenses such as additional accommodation, meals, and travel. This international travel insurance ensures that delays don't derail your travel experience.

13.Trip Cancellation/Interruption
If the trip is cancelled or interrupted due to accidental injury, hospitalisation or death of the insured person or immediate family member, the policy provides indemnity for pre-paid travel expenses. This international travel insurance plan safeguards your finances, ensuring you won't bear the entire loss.

14.Personal Liability Cover
This cover provides indemnity in case you're legally liable for illness, injury, or unintentional property damage to others during your trip. Whether it's a fatal or non-fatal incident, Star Travel Protect ensures you're protected against potential liabilities while travelling.

15.Hijack Distress
In the rare event of a hijack, if your trip is disrupted for over 12 hours, the policy provides compensation for each day of delay, ensuring you are financially supported during this distressing situation.

16.Deductibles
This policy includes deductibles, meaning the amount up to which the insurer is not liable for claims. It's important to be aware of this when claiming your international travel insurance policy. It is currently $100 for each medical claim and some of the other benefits have a similar deductible.

With Star Travel Protect, you're not just covered—you're protected against any unforeseen event, ensuring you travel with peace of mind.

*Note:- For more details, please refer to the policy documents.

Eligibility Criteria for Availing Star Travel Protect Insurance Policy

Star Travel Protect has some minimum eligibility requirements, which are:

●Entry Age
This policy applies to both citizens and PIO and OCI card holders, residing in India who are between the ages of 6 months and 80 years when travelling overseas for business or pleasure. 

Pre-Insurance Medical Screening
No pre-insurance medical screening is required for this policy upto the age of 80 years. However, if you have an adverse medical history or a number of pre existing medical conditions, you'll need to submit basic health reports, like fasting & postprandial blood sugar test, ECG, urine strip test and cholesterol profile for evaluation and approval prior to travel.

Why Choose Star Health Insurance for Your International Trips?

Star Health Insurance stands out as a market leader, offering unparalleled coverage and unique features designed to keep you safe and stress-free during your international trips. Here's why you should choose Star Travel Protect for your next adventure abroad:

Wellness Program
Star Health rewards you for staying healthy! With our wellness program, you can earn rewards for maintaining good health. These rewards can be redeemed for renewal discounts, making it a great way to keep both your health and your finances in check while traveling.

Access to Diagnostic Centres Across India
Before you embark on your journey, you can take advantage of our vast network of over 1,635 diagnostic centres across India. With home pickup of lab samples and doorstep health checkups, staying on top of your health has never been more convenient.

E-Pharmacy Services
Order medicines online at discounted prices with Star Health's e-pharmacy. We offer home delivery and store pickups in over 2,780 cities. No matter where you are, our e-pharmacy ensures you never run out of essential medications while abroad. It's just another reason why our international travel insurance policies are among the best.

Uninterrupted Customer Service
Have questions or need assistance? Star Health offers 24/7 customer service, available through our dedicated helpline at 1800-425-2255. Whether you need help with claim intimation or settlement or any general inquiries, our team is here to support you at every step, ensuring a seamless experience with your international travel medical insurance.

In-house Claim Settlement
Star Health has a partnership with Falck India, a renowned International Assistance Company (third-party administrators (TPA)), for all Claims settlement, both Cashless and Reimbursement. Our qualified in-house team ensures that your claims are processed smoothly and promptly through Falck India, without any unnecessary delays or confusion.

Quick and Efficient Claim Settlement
When you're travelling abroad, you need assurance that your claims will be settled quickly and efficiently. Star Health leads the way in claim settlement, with 90% of claims settled under cashless within just 2 hours and 92% of reimbursement claims settled within 7 days. This fast and reliable service gives you the peace of mind you need while travelling internationally.

Vast Network of Cashless Hospitals

Star Health has partnered with Falck India, which has a vast network of hospitals globally (almost 100,000 medical establishments), providing you with seamless cashless claim facilities. Additionally, with a quick and comfortable approval process, you can receive medical treatment without worrying about upfront payments. Our wide network ensures that you have access to quality care wherever your travels take you.

When you choose Star Health, you're not just choosing international travel insurance; you're choosing a partner who cares about your health, your time, and your peace of mind. Check out Star Travel Protect today, and let us handle all unexpected mishaps as you trot around the globe!