List of Day Care treatment and procedures covered under Health Insurance

List of Day Care treatment and procedures covered under Health Insurance

Day Care treatment means medical treatment and/or surgical procedure, which is:

Undertaken under general or local anaesthesia in a hospital/Day Care centre in less than 24 hours because of technological advancement, which would have otherwise required hospitalisation of more than 24 hours.

Treatment normally taken on an out-patient basis is not included in the scope of this definition.

Some Day Care treatments include Cataract surgeries, Nasal sinus aspiration, Cancer chemotherapy, Cancer radiotherapy, dialysis, tonsillectomy, etc.

What is day care treatment in health insurance?

Daycare treatment refers to medical procedures that can be finished within 24 hours and do not require an overnight hospital stay.  

Coverage of Day Care procedures in the Health Insurance company

In Health Insurance, Day Care procedures are usually covered up to the total Sum Insured. Additionally, it includes all pre- and post-hospitalisation expenses for the Day Care treatment being claimed.

Benefits of Day Care procedure and treatments in Health Insurance

There were times where Cataract removal would require a patient to get admitted to the hospital for a few days. Recently, with Day Care procedures, a patient can undergo surgery within hours, get back home on the same day and can get a faster recovery.

Day Care treatments usually involve many expenses such as diagnostics, medications, hospital admission, vitals, injections, post-care essentials, etc. Therefore, altogether, the total bill for a specific treatment can be really hefty, and this is where your Health Insurance can aid you, as it financially covers your treatment expenses. 

Under a Day Care procedure, the Insurance company can bear the medical expenses up to the specific limits mentioned in the policy. While buying the policy, you need to have a detailed look at the policy documents to know the list of specified Day Care procedures covered in the top plans.

List of Day Care procedures covered in Health Insurance

Here is the list of Day Care procedures commonly covered by a majority of the Health Insurance plans.

Day care treatment disease list

Here is the list of day care treatment and procedures covered under health insurance in India. 

• Cataract
• Chemotherapy
• Radiotherapy
• Angiography
• Dialysis
• Sinusitis
• Lithotripsy
• Liver aspiration
• Appendectomy
• Colonoscopy
• Corneal incision
• Corrective surgeries
• Hydrocele
• Piles / fistula
• Prostate
• Sclerotherapy
• Tear duct operation
• Eye surgery
• Foreign body removal
• Septoplasty
• Tongue
• Tonsillectomy
• Dental surgeries
• Middle ear operations

Star Health Insurance has a varied range of Health Insurance plans that covers the expenses for all the Day Care procedures up to the limits mentioned in the policy. For more details, refer to the policy clauses.

Conclusion

Day Care treatment or procedure includes all those medical treatments which earlier needed multiple days of hospitalisation. But now, because of technological advancements in healthcare, these procedures take much less time. Choose the best health insurance plan that includes maximum daycare procedures.