Star Special Care
IRDAI UIN: SHAHLIP21243V022021
HIGHLIGHTS
Plan Essentials
Unique Policy
Entry Age
Sum Insured
Medical Examination
DETAILED LIST
Understand what’s included
IMPORTANT HIGHLIGHTS
Policy TypeThis policy provides benefits only on an Individual basis. |
Policy TermThis policy can be availed for a term of one year. |
In-Patient HospitalisationHospitalisation expenses incurred for a period of more than 24 hours are covered. |
Post-HospitalisationPost-hospitalisation medical expenses incurred up to 60 days from the date of discharge from the hospital are covered up to 7% of the hospitalisation expenses or actuals. |
Room RentRoom, boarding and nursing expenses incurred during in-patient hospitalisation are covered up to Rs. 5,000/- per day. |
Shared AccommodationExpenses incurred on occupying a shared accommodation by the insured person are covered up to Rs.500/- per day subject to a maximum of Rs.2,000/- per hospitalisation and Rs.10,000/- per policy period. |
Emergency AmbulanceAmbulance charges for the transportation of an insured person by private ambulance are covered up to Rs. 750/- per hospitalisation and Rs. 1500/- per policy period. |
Day Care ProceduresMedical treatments and surgical procedures that require less than 24 hours of hospitalisation due to technological advancements are covered. |
Co-PaymentThis policy is subjected to co-payment of 20% of each and every claim amount for fresh as well as renewal policies. |
Modern TreatmentExpenses incurred for Modern treatments such as Robotic Surgeries, Oral Chemotherapy, etc., are payable to the extent of the limits mentioned in the policy clause. |
AYUSH Treatment Medical expenses for Inpatient Hospitalization incurred on treatment under Ayurveda, Unani, Sidha and Homeopathy systems of medicines in a AYUSH Hospital is payable up to the sum insured. |
Sub-LimitsThe policy is subjected to sub-limits for certain procedures and treatments as mentioned in the policy clause. |
STAR HEALTH
Why Choose Star Health Insurance?
As a Health Insurance specialist, we extend our services from offering tailor-made products to fast in-house claim settlements. With our growing network of hospitals, we ensure easy access to fulfill your medical needs.
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We are committed to saving you time, saving you money, and getting rid of the hassles that make health insurance so hard to navigate.
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Bengaluru
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Chennai
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Mumbai
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Indore
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My friend told me to buy health insurance from Star Health Insurance. That helped me during my son’s illness. Their cashless treatment facility was very helpful at the time. I truly appreciate their service and support.
I have been with Star Health Insurance for the past 8 years, and have applied for two claims in that time. Both claims got settled, and I received good support from the company during my hospitalisation.
My family has been with Star Health Insurance since 2006. Our claim, which we applied during last month, was handled without any hassle. We are happy that we are part of such service providers.
Star Health Insurance helped me a lot when I was in need. I was covered under Star’s Comprehensive policy, which provided me cashless treatment at their network hospital during my Angioplasty surgery.
I have been using Mediclaim services for the last 7-8 years. I had tried other companies. But, I satisfied with the service Star Health Insurance has provided me, they also have friendly support personnel.
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Star Special Care
Health care is a wealth for all age groups. It is of utmost concern for the specially-abled. According to a study published in the Indian Journal of Paediatrics, the prevalence of autism in India is around 1 in 68 children. The same study mentioned that boys are more commonly affected by autism than girls. Spending on medical treatment might lower your bank savings or put you in debt during a health emergency.
Star Health Insurance offers Star Special Care as a unique way to meet the important healthcare expenses faced by children diagnosed with Autism Spectrum Disorder between the ages 3 and 25.
Benefits of Star Special Care
The policy comes with many health benefits with a Sum Insured of Rs. 3 Lakhs. This plan’s extensive coverages include:
- Room, boarding and nursing expenses up to Rs.5,000 per day
- Benefits of up to Rs.2,000 if the Insured opts for a Shared Accommodation Room during an admissible in-patient hospitalization
- Emergency ambulance charges - actuals subject to a maximum of Rs. 750/- per hospitalization and overall limit of Rs.1,500/- per policy period
- Coverage for Post Hospitalization expenses equivalent to 7% of the hospitalization expenses or actuals incurred up to 60 days after discharge from the hospital
- Coverage for modern treatments and day care procedures
- Specialized coverage for Behavioral therapy, Botox injections, Speech therapy, Adeno Tonsillectomy, Occupational therapy and many more.
Exclusions of Star Special Care
Though the Star Special Care Policy has many benefits, some expenses are not covered by the policy. The expenses excluded from the Star Special Care are given below:
- The expenses for the unproven treatments and therapies.
- Naturopathy treatment.
- Non-Allopathic treatment charges.
- Expenses like hospital registration charges, admission charges, record charges, and telephone charges.
- Charges for the change of sex, aesthetic or cosmetic treatment, plastic surgery, erectile dysfunctions, etc.,.
- Sterility and infertility expenses.
Buying a health insurance policy for autistic children is essential to ensure that they receive necessary medical and therapeutic interventions there by reducing the financial burdens on families. Additionally, insurance coverage enables access to early interventions, which are critical for improving the outcomes and quality of life for autistic children. With Star Health’s Star Special Care, parents can provide their child with the best possible support and opportunities for growth and development, without compromising their financial stability.
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