10 Lakh Health Insurance
Why Choose Star Health Insurance?
<p>As a Health Insurance specialist, we extend our services from offering tailor-made products to fast in-house claim settlements. With our growing network of hospitals, we ensure easy access to fulfill your medical needs.</p>
Star Advantages
Wellness Program
Take part in our wellness programs and earn rewards for staying healthy. Redeem those rewards to avail renewal discounts.
Diagnostic Centres
Get access to 1,635 diagnostic centres across India with home pickup of lab samples and health checkup at doorstep.
E-Pharmacy
Order medicines online at a discounted price. Home delivery and Store pick-ups are available across 2780 cities.
Claims
24*7 Customer Service
Call us at 1800-425-2255 for claim intimation, telehealth services and to clear your queries.
In-house Claim Settlement
We’re the first Standalone Health Insurance company to settle the claims without any TPA but with qualified in-house team.
Claim Settlement
90% of our claims are settled under cashless within 2hrs and 92% of claims are settled under reimbursement within 7days.
Hospitals
We got you covered under our valuable service providers, agreed network and network hospitals for quality treatment.
Awards
We’ve been awarded for innovative product, best claim settlement and service provider from reputed survey organisations.
Hospitals
Network Hospitals
Hospitals in agreement with Star Health provide seamless cashless facilities. Approval process is quick and comfortable.
Agreed Network Hospitals
Hospitals that have agreed with Star Health to provide cost-effective package rates for surgical and medical procedures.
Valuable Service Providers
These hospitals are identified by Star Health and have been specially recognised for their efforts, services and quality.
Non-Network Hospitals
For getting treatments in non-network hospitals(not in agreement with Star Health), you can avail reimbursement claims.
Excluded Providers
Hospitals, where claims are not admissible. But life-threatening situation/accident expenses are covered up to stabilisation.
Star Advantages
Claims
Hospitals
10 Lakh Health Insurance
10 Lakh Health Insurance: Why You Need It and How to Get It
Health is wealth, as the saying goes. But what if your health is compromised by an unforeseen illness or accident? How will you cope with the rising medical costs and the loss of income? How will you protect your family from the financial burden of your treatment?
This is where health insurance comes in handy. Health insurance is a type of insurance that covers your medical expenses in case of hospitalization due to illness or injury.
But how much health insurance do you need? The answer depends on various factors such as your age, health condition, lifestyle, family history, etc. However, one thing is certain, you need adequate health insurance to cover the high cost of quality healthcare in India.
A 10 lakh health insurance policy can provide you with sufficient coverage for most medical emergencies and treatments.
It can also save you from exhausting your savings or borrowing money in case of a medical crisis.
But how can you get a 10 lakh health insurance policy at an affordable premium? The answer is simple: choose Star Health Insurance.
Star Health Insurance is India's first and largest standalone health insurance firm, providing a variety of health insurance products to individuals, families, senior citizens, and corporate clients.
Star Health Insurance has over 17 years of experience in providing quality healthcare and medical treatment to its customers. It also has an in-house claim settlement team that ensures quick and hassle-free claim processing.
Some of the benefits of choosing Star Health Insurance are:
- No pre-insurance medical screening required for most of the plans.
- No room rent capping or sub-limits on treatment costs.
- Coverage for COVID-19 treatment and vaccination.
- Coverage for Ayurveda, Unani, Siddha, and Homeopathy (AYUSH) treatments.
- Coverage for non-hospitalization expenses such as OPD.
- Coverage for critical illnesses such as cancer, cardiac ailments, etc.
- Coverage for maternity and newborn baby expenses.
- Coverage for accidental death and permanent disability.
Some of the popular plans offered by Star Health Insurance are:
Star Comprehensive Insurance Policy
This is an all-inclusive plan that covers hospitalization expenses, maternity and newborn baby expenses, dental and ophthalmic treatments, bariatric surgery, air ambulance charges, etc. The sum insured ranges from Rs. 5 lakh to Rs. 25 lakh.
Star Family Health Optima Insurance Policy
This is a family floater plan that covers self, spouse, dependent children, and dependent parents under a single policy. The sum insured ranges from Rs. 1 lakh to Rs. 25 lakh.
Star Senior Citizens Red Carpet Health Insurance Policy
This is a plan specially designed for senior citizens aged between 60 and 75 years. It covers hospitalization expenses, pre-existing diseases after a waiting period of 12 months, specific day care procedures, etc. The sum insured ranges from Rs. 1 lakh to Rs. 25 lakh.
Star Cancer Care Gold Insurance Policy
This is a plan exclusively for cancer patients who have undergone surgery or radiotherapy or chemotherapy for the first time. It covers hospitalization expenses, lump sum benefit on diagnosis of cancer, regular income benefit for five years, etc. The sum insured is Rs. 3 lakh or Rs. 5 lakh.
Star Cardiac Care Insurance Policy
This is a plan exclusively for cardiac patients who have undergone surgery or intervention for the first time. It covers hospitalization expenses, cardiac check-up every year, second opinion facility, etc. The sum insured is Rs. 3 lakh or Rs. 4 lakh.
Conclusion
To conclude, a 10 lakh health insurance policy is a must-have for you and your family in today's uncertain times. It can provide you with adequate coverage for most medical emergencies and treatments. It can also save you from financial stress and help you focus on your recovery.
OUR CUSTOMERS
‘Happily Insured!’ with Star Health
<p>We are committed to saving you time, saving you money, and getting rid of the hassles that make health insurance so hard to navigate.</p>
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My friend told me to buy health insurance from Star Health Insurance. That helped me during my son’s illness. Their cashless treatment facility was very helpful at the time. I truly appreciate their service and support.
Tiji K Oommen
Thiruvananthapuram
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I have been with Star Health Insurance for the past 8 years, and have applied for two claims in that time. Both claims got settled, and I received good support from the company during my hospitalisation.
Vanishree
Bengaluru
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My family has been with Star Health Insurance since 2006. Our claim, which we applied during last month, was handled without any hassle. We are happy that we are part of such service providers.
Ramachandran
Chennai
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Star Health Insurance helped me a lot when I was in need. I was covered under Star’s Comprehensive policy, which provided me cashless treatment at their network hospital during my Angioplasty surgery.
Shaila Ganachari
Mumbai
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I have been using Mediclaim services for the last 7-8 years. I had tried other companies. But, I satisfied with the service Star Health Insurance has provided me, they also have friendly support personnel.
Sudhir Bhaiji
Indore
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HELP CENTRE
Confused? We’ve got the answers
<p>We’re Star Health. We offer the coverage that’s designed to help keep you healthy. It's the care that comes to you, and stays with you.</p>
FAQ
What is the difference between a family floater plan and an individual plan?
<p>A family floater plan is a form of health insurance plan that provides coverage for the complete family under a single policy and a single sum insured. </p><p>A family floater plan is usually more economical and convenient than an individual plan, as it offers a higher coverage at a lower premium and reduces the hassle of maintaining multiple policies.</p>
How can I buy or renew a Star Health Insurance policy online?
<p>You can buy or renew a Star Health Insurance policy online in a few easy steps. You just need to visit their website, select the plan that suits your needs and budget, fill in your personal and medical details, make the payment, and get your policy document instantly.</p>
What are the exclusions and limitations of Star Health Insurance plans?
<p>Star Health Insurance plans have some exclusions and limitations that you should be aware of before buying or renewing your policy.</p>
How can I claim my Star Health Insurance policy in case of hospitalization?
<p>You can claim your Star Health Insurance policy in case of hospitalization in two ways: cashless or reimbursement.</p>
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