FAQ
Why I need health insurance?
Health insurance will protect you and your family against any financial risks arising due to a medical emergency. Buying a proper health plan would help you in saving your hard earned savings and other assets.
What if I want to renew my health insurance policy after one year?
What is the maximum number of claims allowed over a year?
What is the Family Floater Plan?
My wife and children are residing at Mysore while I am here in Bangalore. Can I cover all of us in one policy?
Does Health insurance cover diagnostic charges like X-Rays, MRI or ultrasound?
Does any health policy cover the treatment for existing disease also?
I intend to cover myself with a medicalim policy. But is there any provision in your policy which would give me lump sum benefits in case of any occurrence of major critical illness or is only the treatment covered?
I have an insurance cover provided by my employer for Rs. 400000 covering my entire family. Can I still take another family policy from you?
What is Hospital under Mediclaim Insurance?
What do you mean by Network / Non-network Hospitalization?
How does one obtain the Authorization letter?
Can a request for Authorization for cashless claim be rejected / repudiated?
How does one get Reimbursements in case of treatment in non-network hospitals?
What is a Health Card?
What do you mean by Cashless Hospitalization?
Is there an Income Tax exemption under Health policy?
Is a medical checkup necessary before buying a Health policy?
I am a Foreign Citizen? Can I take a health policy for my child who is continuing further studies in India?
Does any health policy cover expenses on outpatient treatment also?
I am a known diabetic for the past 5 years. Can I take a mediclaim policy with you?
Is there a policy to cover my mother who is 65 years old and is suffering from Diabetic for the past 10 years?
Can I take a health insurance policy for my child who is 3 years old?
Can I avail this policy if I am not an Indian National but living in Indian?
How does hospitalization for Planned Hospitalization work?
How does one get Reimbursement for pre and post hospitalization expenses under this scheme?