Which Health Insurance is Best in Chennai?
Finding the Best Health Insurance in Chennai
An optimal health insurance plan is a paramount requirement for individuals and families today, given the exorbitant costs of healthcare facilities. Comprehensive health insurance policies cover costs incurred from surgeries, medical checkups, treatments for sudden illnesses, etc.
If you live in Chennai, purchasing a health insurance plan becomes even more important due to certain health statistics. The prevalence of various air-borne and water-borne illnesses in this state may necessitate emergency hospitalisation at any time. Additionally, Chennai experiences diabetes incidences year-round. Thus, to protect yourself and secure the best treatment services, you must contact a trusted health insurance provider like Star Health.
Below, we have provided a guide on how you can choose the best health insurance in Chennai.
How can you find the right health insurance plan in Chennai?
You have to prioritise several aspects while purchasing comprehensive health coverage in Chennai. If you are buying a medical insurance policy online, make sure to follow this strategy:
- Research Online: Go through the top-rated health insurance plans visible online. It is a mandatory step to shortlist health policies that offer the maximum value at the lowest possible premium rates.
- Navigate the Website of a Trusted Health Insurer: Next, to buy medical insurance, open the official website of a trusted provider. Upon visiting, you will be able to explore various tailored options for different needs. For instance, if you visit Star Health, you can choose among plans like Super Star, Star Health Premier Insurance, Senior Citizens Red Carpet Health Insurance Policy, etc.
- Pick the Seemingly Best Insurer: Before buying health insurance, be sure to conduct thorough research about the insurance provider. It is highly recommended to select an insurance company that is known for its consistently high claim settlement ratios and minimal turnaround times for client requests.
Once you have sorted the things mentioned above, you must contact your insurer's customer support. They can connect you with one of the company's insurance experts. These professionals will listen to your requirements and suggest the best possible insurance plan to meet your needs and those of your family.
To discuss your health insurance needs with Star Health, call us on 1800 425 2255 today!
What Do the Best Healthcare Insurance Policy in Chennai Usually Cover and Not Cover?
At Star Health, you can choose from a wide range of health insurance plans, each with its own set of inclusions and exclusions. Below, you can refer to some common features under our individual health insurance coverage plans:
Health Insurance Inclusions
- Coverage against post and pre-hospitalisation expenses
- Preventive healthcare checkup
- Ambulance costs
- Costs for meeting daycare procedures
- Domiciliary hospitalisation
- COVID-19 treatment
Health Insurance Exclusions
- Coverage for treatment of pre-existing conditions
- Vision, hearing and dental-related expenses
- Treatment costs following alcohol or drug abuse
- Pregnancy-associated conditions
- Infertility treatment
- Cost of cosmetic surgery
- Self-inflicted injuries
- Charges incurred from obesity treatment
- HIV, AIDS treatment, etc.
Although, as you can see, pre-existing diseases are not covered by regular health insurance, you may opt for PED coverage to seek financial assistance for the treatment of various common medical conditions like hypertension, asthma, cholesterol, etc. However, they come with a cooling period that can vary from 12-36 months.
To sum up, choosing the right health insurance in Chennai is important to protect your health and finances. Do thorough research Choose a reliable insurance company like Star Health and understand inclusions and exclusions. You can therefore be guaranteed comprehensive medical coverage.
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