How to Get Tested for Diabetes Without Insurance
To keep diabetes under control, regular testing is recommended by a majority of healthcare experts. However, availing of reliable blood sugar tests can be expensive for individuals, especially if they do not have health insurance.
In order to help them out, this guide explores the best ways to get tested for diabetes without insurance. Keep reading!
Ways to Get Tested for Diabetes Without Insurance
Here are some ways in which you can get tested for diabetes without insurance:
Free Health Camps and Clinics
Free health check-up camps are set up by government health departments and NGOs. Here, individuals can get their blood sugar tested free of charge. Thus, one should keep tabs on when these camps are being organized.
Pharmacy Testing Services
Blood sugar testing at the major pharmacy chains is offered at a very affordable price. This serves as a very budget-friendly way to get tested for diabetes on a regular basis.
Home Testing Kits
Pharmacies and online stores have glucose metres and testing strips. It allows you to monitor your blood sugar levels without even stepping outside.
Government Hospitals and Public Health Centers
Some government-run hospitals and health centres offer blood sugar tests at low cost or even free of charge. What’s more, these facilities are available in almost all cities and rural areas.
Diagnostic Labs with Discounts
There are few private diagnostic centres which provide blood test packages at discounted rates, including fasting blood sugar (FBS) test, postprandial blood sugar (PPBS) test, and HbA1c test. It allows you to compare and pick the cheapest option.
Why is Health Insurance Needed to Manage Diabetes Related Costs?
Health insurance plays a vital role in managing the costs associated with diabetes. Being a chronic condition, it requires long-term management, including medication, regular doctor visits, and blood glucose monitoring supplies, making it challenging to afford care without insurance.
Additionally, diabetes can lead to severe complications such as heart disease and kidney issues, which need specialized treatment and can further escalate medical costs.
Why Consider Star Health Insurance for Diabetes?
Having plans like the Star Diabetes Safe Insurance Policy can serve as a smart investment to manage long-term treatment costs. Here’s why:
●Hospitalization Costs for Diabetes Complications
Covers expenses incurred for hospital stays due to diabetes complications. Also, it provides cashless treatment facilities in 14,000+ network hospitals across India.
●Daycare Procedures Under 24-Hour Hospitalization
Covers all surgical and medical procedures that require less than 24 hours of hospitalization.
●Accidental Death Coverage at No Additional Cost
The policy covers global personal accident cover to one eligible individual at no extra cost.
●Automatic Restoration of Sum Insured
In case you exhaust the coverage amount, Star Health offers automatic restoration of the sum insured up to 100% within a policy year.
●Tax Benefits Under Section 80D of the Income Tax Act
Facilitates tax benefits of up to ₹25,000 for individuals and up to ₹50,000 for senior citizens on health insurance premium payments within a financial year.
●Flexible Premium Payment
Premiums can be paid annually, biennially (once in 2 years), triennially (once in 3 years), or half-yearly.
●Eligibility and Renewal
Available for individuals aged 18 to 65 years with type 1 or type 2 diabetes mellitus. Also, the policy can be renewed for life.
●AYUSH Treatment
The policy covers inpatient hospitalization expenses for treatments under Ayurveda, Unani, Siddha, and Homeopathy systems of medicine.
Apart from this, the plan covers costs related to kidney transplants, dialysis and artificial limbs following amputation. Individuals can also gain coverage for cataract treatment, along with modern treatments like robotic surgeries, intra-vitreal injections, balloon sinuplasty, etc.
So, if you want stress-free diabetes management in the long run, having a health insurance plan is a must.
Choose the Star Diabetes Safe Insurance Policy today and give yourself the financial protection you deserve!
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This FAQ page contains information for general purpose only and has no medical or legal advice. For any personalized advice, do refer company's policy documents or consult a licensed health insurance agent. T & C apply.