How To Apply For Ayushman Bharat Health Insurance?

Step-by-Step Guide to Ayushman Bharat Insurance

The Government of India launched a health insurance scheme called Ayushman Bharat in 2018 to provide affordable healthcare facilities to vulnerable sections of society.

Eligibility Criteria to Apply for Ayushman Bharat Health Insurance

The process of applying for Ayushman Bharat health insurance starts with assessing the eligibility criteria.

Likewise, eligibility for the scheme is evaluated based on the Socio-Economic Caste Census database (SECC). Applicants belonging to the rural regions of the country are classified into categories as D1, D2, D3, D4, D5, and D7.

On the other hand, urban applicants' eligibility is evaluated based on 11 occupational criteria. In specific states, the scheme offers coverage to candidates who are beneficiaries of the Rashtriya Swasthya Bima Yojana.

Since your eligibility may vary according to the state you belong to, it is better to ensure the same by visiting the official portal of Pradhan Mantri Jan Arogya Yojana (PMJAY).

You can search for your name from the list of eligible families online by entering your ration card number, household ID number or mobile number to complete the process. Since there is no formal registration process involved in the scheme, you can find your name in the list if your family is eligible based on the SECC database.

Application Process of Ayushman Bharat Health Insurance

The application process for Ayushman Bharat Health Insurance involves a few simple steps, which include the following:

Step 1: Go to the official website of Ayushman Bharat.
Step 2: Enter your contact number in the designated place.
Step 3: Verify the details by inserting the captcha code shown on the screen.
Step 4: Generate an OTP, which will be sent to your registered mobile number. Placing the OTP shall redirect to another page.
Step 5: Select your state.

If you are eligible for the scheme, your family details will be displayed on the right side of the page. You can then download the Ayush Bharat PMJAY e-card, which is a mandatory requirement for receiving medical treatment at an enrolled hospital.

Follow the steps to download your Ayush Bharat PMJAY e-card:

Step 1: Visit the official website of Ayushman Bharat.
Step 2: Enter your contact number.
Step 3: Enter the captcha code shown on the screen.
Step 4: Select your household ID number.
Step 5: Visit the nearest Common Service Centre (CSC) and present the required list of documents to apply for your e-card.
Step 6: The representatives of the Common Service Centre, who are called the Ayushman Mitra, shall verify the documents and manage the remaining process.
Step 7: Pay Rs. 30 as the fee for obtaining the Ayushman Bharat e-card, and you will be informed once your card is ready to download.

Thus, to access the healthcare facilities under the Ayushman Bharat Scheme, make sure to ensure your eligibility and obtain the e-card.