Health Insurance Which Covers Diabetes

Diabetes, a major cause of chronic diseases, requires repeated monitoring, medications, insulin administration, and professional consultations. To help individuals deal with such expenses, Star Health offers comprehensive coverage via its Diabetes Safe Insurance Policy. 

So, if you are looking for a health insurance plan that covers diabetes, look no further!

What is the Star Diabetes Safe Health Insurance Policy?

The Star Diabetes Safe Health Insurance Policy provides comprehensive coverage for type 1 and type 2 diabetes patients. It provides all-encompassing financial protection, including hospitalization, consultations, emergency transportation, and complications treatment.

To apply for the Star Diabetes Safe Health Insurance Policy, individuals must meet the following criteria:

●Minimum Age: 18 years
●Maximum Age: 65 years

Coverage and Benefits of the Policy

The Star Diabetes Safe Insurance Policy provides extensive coverage for diabetes treatment and related complications. Find a detailed overview below:

Options for Coverage Amount
The policy offers multiple coverage amounts depending on your requirements. They include - ₹3 Lakh, ₹4 Lakh, ₹5 Lakh, or ₹10 Lakh.
Two Plan Options: Plan A and Plan B
Star Diabetes Safe Insurance Policy comes in two options:
●Plan A: This involves a pre-medical test. There is no waiting period for diabetes and its related complications under this plan.
●Plan B: Does not carry a pre-medical screening. This plan, however, will have a 12-month waiting period for diabetes-related claims.

Individual and Family Floater Basis
This policy can be purchased individually or as a family floater. The latter is especially beneficial for people who wish to insure more than one family member under one policy, making it convenient and economical.
Guaranteed Lifetime Renewals
One of the highlight points of this policy is its guaranteed lifetime renewals. Even after reaching 65 years, the policyholder can continue renewing the policy without worry, ensuring continued coverage as they age and potentially face more diabetes-related complications.
Grace Period for Renewal
In case of non-payment of premiums, the policy allows for a 30-day grace period from the expiry date for renewal. This enables the holder to continue enjoying financial protection without a break in coverage.   

Inclusions of the Star Diabetes Safe Insurance Policy

Find the inclusion under the Star Diabetes Safe Insurance Policy below:

●Hospitalization Charges: Covers hospitalization charges for diabetes, including medications, nursing and boarding fees, physician fees, surgeon fees, and anaesthetist fees.
●Daycare Procedures: Daycare medical procedures for diabetes treatment, which do not involve an overnight hospital stay, are also covered under the policy.
●Outpatient Charges: Outpatient charges like medical consultations, diagnostic fees, and other expenses are reimbursed up to pre-defined limits.
●Diabetes Complications: Treatment for complications arising due to diabetes, such as diabetic retinopathy, nephropathy, and neuropathy, is covered.
●Personal Accident Cover: The policy provides personal accident cover for wider coverage.

Exclusions of the Star Diabetes Safe Insurance Policy

Although the Star Diabetes Safe Insurance Policy provides comprehensive coverage, there are some exclusions to note:

●Pre-existing Conditions: Pre-existing conditions (excluding diabetes) are not covered until the waiting period is completed.
●Cosmetic or Plastic Surgery: Cosmetic surgery is not covered unless it's part of a medically necessary procedure.
●Unproven Treatments: Any unproven medical treatments or experimental procedures are not covered.
●Alcohol and Drug Abuse: There is no coverage for symptoms due to alcohol or drug abuse, overdose or withdrawal.
●Routine Check-ups: Routine medical check-ups are excluded from this policy.
●Self-inflicted Injuries or Suicidal Attempts: These are not covered under any circumstances.

The Star Diabetes Safe Health Insurance Policy is a flexible, comprehensive plan for people with diabetes. It provides instant access to treatment, coverage of numerous procedures, medications, and complications, guaranteed lifetime renewals, and low premiums for sustainable long-term coverage.

So, what are you waiting for?
Call us now and safeguard your health and finances from diabetes!

Waiting Period For Health Insurance

/health-insurance/waiting-period-in-health-insurance/

E-insurance Account

/health-insurance/e-insurance-account/

Cumulative Bonus in Insurance

/health-insurance/cumulative-bonus-in-health-insurance/

Network Hospitals in Insurance

/health-insurance/network-hospitals-in-health-insurance/

1 Crore Health Insurance

/health-insurance/1-crore-health-insurance/

10 Lakhs Health Insurance

/health-insurance/10-lakh-health-insurance/

Health Insurance Benefits

/health-insurance/health-insurance-benefits/

Hospital Cash Insurance Policy

/health-insurance/hospital-cash/

Health Insurance on EMI

/health-insurance/health-insurance-on-emi/

Types of Health Insurance

/health-insurance/types-of-health-insurance/

Zero waiting Period in Insurance

/health-insurance/zero-waiting-period-in-health-insurance/

Affordable Health Insurance

/health-insurance/affordable-health-insurance/

Top Up Health Insurance

/health-insurance/super-surplus/

Health Insurance Premium Calculator

/health-insurance/health-insurance-premium-calculator/

Outpatient Care Health Insurance

/health-insurance/outpatient-care/

Wellness Benefits by Health Insurance

/health-insurance/wellness-benefits-by-health-insurance-plans/