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1800 425 2255/1800 102 4477

Terms of Usage

This website is owned by: STAR HEALTH and Allied Insurance Company Limited (STAR HEALTH), Chennai - 600 034, Registered with IRDAI as General Insurance Company - Registration Number: 129

Please read the Terms of Use carefully before using this website. By using this website, you agree to be bound by this agreement. All services provided through this website are subject to your agreement to the Terms of Use below. STAR HEALTH reserves the right, at any time, to modify, alter, or update these Terms of Use, and you agree to be bound by such modifications, alterations, or updates.

Limitation of liability

You expressly understand and agree that under no circumstances will star health be liable for indirect, special, incidental, or consequential damages, including, without limitation, any loss of use, loss of profits, loss of data, loss of goodwill, cost of procurement of substitute services, or any other indirect, special, incidental, or consequential damages, howsoever caused, and on any theory of liability, whether for breach of contract, tort (including negligence and strict liability), or otherwise resulting from the use of, or the inability to use this website.

This web site content is provided "as is" and without warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

Application of information and services

The information and services are provided with the understanding that STAR HEALTH is not engaged in rendering legal, medical, counselling or other professional services or advice. Your use of this Website is subject to the additional disclaimers and caveats that may appear throughout this Website.

Information on Products and Services

The information (including without limitation advice and recommendations) and services on this Website are intended solely as a general educational aid and does not constitute a recommendation by STAR HEALTH, to buy any policies etc. discussed therein by STAR HEALTH.

Any decisions will be based solely on your own discretion and evaluation of the policies/products of STAR HEALTH and your need for the same. While adequate care would be taken to ensure completeness, accuracy etc of the information/services provided, STAR HEALTH shall in no circumstance be liable for any loss or damage caused by your reliance on information obtained through this Website. It is your sole responsibility to evaluate the completeness, accuracy or usefulness of any opinion, guidance or other content made available on this Website. You should consult your own legal counsel, business Advisor and tax Advisor as to the legal, business, tax and related matters concerning any policies with respect to which guidance is sought or given.

Health Information

The information (including without limitation advice and recommendations) and services on this Website are intended solely as a general educational aid and are neither medical nor health care advice for any individual problem nor a substitute for medical or other professional advice and services from a qualified health care provider familiar with your unique facts. Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition and prior to starting any new treatment. Nothing contained in this site is intended to be used for medical diagnosis or treatment.

Access to other websites

This site may include links to other Internet sites, solely as a convenience to users. STAR HEALTH does not endorse any such sites or the information, materials, products, services contained in or accessible through this Websites, and if you access and use such sites, including information, material, products and services therein, is solely at your own risk.

Disclaimer of warranty

Star health disclaims all express and implied warranties with regard to the information, services, and materials contained on this site, including without limitation any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. All such information, services and materials are provided "as is" and "as available" without warranty of any kind.

Indemnification

You agree to indemnify, defend and hold harmless STAR HEALTH from any liability, loss, claim and expense (including attorneys reasonable fees) related to (I) your violation of this agreement, and (ii) your posting of material to this site.

Proprietary rights

All materials on this site (as well as the organisation and layout of this Website) are owned by STAR HEALTH and may be accessed, downloaded or printed for your personal non-commercial use only. Without the prior written permission of STAR HEALTH you may not copy, distribute or transfer any material on this site, in whole or in part. All trademarks, service marks, and trade names (collectively the "marks") are proprietary to STAR HEALTH or other respective owners that have granted STAR HEALTH the right and license to use such marks.

Changes to site

STAR HEALTH may make improvements or changes in the information, services, products, and other materials on this site or terminate this site, at any time without notice. STAR HEALTH may modify this agreement at any time, and such modifications shall be effective immediately upon posting of the modified agreement. Accordingly, you agree to review the agreement periodically, and your continued access or use of this site shall be deemed your acceptance of the modified agreement.

Settlement of disputes

Any disputes that might be arising as to the interpretation of the terms and conditions under this agreement and/or to the contents stated in this Website and/or as to the determination of the rights and obligations of the users and the owner/associates of this Website herein shall be settled by way of referring such dispute to the arbitration of the sole arbitrator to be appointed by the Chairman of the company STAR HEALTH.

The procedure as prescribed under the Arbitration and Conciliation Act 1996 as amended upto date shall be adopted by the Arbitrator in this regard. The law applicable shall be Indian Law and the venue of the Arbitration shall be at Chennai, Tamilnadu, India. The award to be passed by the Arbitrator shall be final and binding on the parties herein. Only Courts in Chennai alone shall have exclusive jurisdiction to try all consequential proceedings if any that might be arising from the award.

Privacy statement

Any disputes that might be arising as to the interpretation of the terms and conditions under this agreement and/or to the contents stated in this Website and/or as to the determination of the rights and obligations of the users and the owner/associates of this Website herein shall be settled by way of referring such dispute to arbitration of the sole arbitrator appointed by the chairman of the company THE STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED.

All statements and private information under this portal are sought for by STAR HEALTH with a view to augment its service levels to the users. Members or non-members who opt to avail the information and services from this portal shall provide the required information. The information collected under this portal shall be kept in absolute confidence and trust except for marketing and research purposes. The diaries and records contemplated to be maintained for the users shall be in addition to the records kept by the users. We neither intend to substitute the record of the users nor guarantee preservation of the same indefinitely. Though we can maintain the secrecy of personal information, we shall not be liable or accountable for the loss and/or pilferage of information due to any reason whatsoever.

STAR HEALTH reserves their right to either to keep the personal information or to delete the same. Members shall part with their personal information at their risk and cost, and accordingly STAR HEALTH shall not be held liable for any loss of data and the pilferage of information. of referring such dispute to the arbitration of the sole arbitrator to be appointed by the Chairman of the company of STAR HEALTH.

The procedure as prescribed under the Arbitration and Conciliation Act 1996 as amended upto date shall be adopted by the Arbitrator in this regard. The law applicable shall be Indian Law and the venue of the Arbitration shall be at Chennai, Tamilnadu, India. The award to be passed by the Arbitrator shall be final and binding on the parties herein. Only Courts in Chennai alone shall have exclusive jurisdiction to try all consequential proceedings if any that might be arising from the award.

Payment

The premium is to be paid for purchase of (Online) insurance policy through net banking account or credit/debit card issued in the proposer/policyholder’s name.

And all premium has to be paid from genuine sources and no premium to be paid out of proceeds of crime related to any of the scheduled offences listed in Prevention of Money Laundering Act, 2002. The Company has the right to call for documents to establish sources of funds. The company has right to cancel the insurance contract in case found guilty by any competent court of law directly or indirectly governing prevention of money laundering in India.

Note: As per Regulation 3(d), 3(f) & 3(g) of Insurance Regulatory and Development Authority (IRDAI) (Manner of Receipt of Premium) Regulations, 2002, the premium shall be paid by proposer or by the policyholder through credit/debit card held in his/her name.

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