TOLL FREE NUMBER- 1800 425 2255/1800 102 4477

1800 425 2255/1800 102 4477

Star Family Delite Insurance Policy

  •  Affordable health insurance policy for the family.
  •  Sum insured on Floater basis.
  •  Cover for pre-hospitalization and post hospitalization.
  •  Cover for specified day care procedures.

IRDA/NL-HLT/SHAI/P-H/V.I/139/13-14

Recharge Benefit

  • Hospitalisation Cover:Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs.
  • Ambulance charges for emergency transportation to hospital as per specified limits.
  • Pre-Hospitalization expenses up to 30 days prior to admission in the hospital.
  • Post-hospitalisation paid as lump-sum upto the limit specified.
  • Specified Day-care procedures covered.
  • Specified Diseases are covered upto the specified limits

Eligibility

Any person between 5 months and 65 years of age at the time of entry can take this insurance.

This policy is on floater basis. Family for the purpose of this policy means self, spouse and dependent children.

General Terms

Pre-Existing Diseases / Illness

They are covered after 48 months of continuous Insurance without break with any Indian Insurance Company.

 

Pre-acceptance medical screening:

Persons above 50 years will be required to undergo pre-acceptance medical screening at the Company nominated centers. Cost of screening is currently borne by the company.

 

Tax Benefits:

Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.

 

Free Look Period:

A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre-acceptance of medical screening , stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation. Free look cancellation is not applicable at the time of renewal.

 

NOTE:Renewal premium, terms and conditions are subject to change with prior approval from IRDA.

Star Advantage

  •  No Third Party Administrator, direct in-house claim settlement
  •  Faster and hassle-free claim settlement
  •  Cashless hospitalisation
  •  Network of more than 6000 hospitals across India
  •  Facility for maintaining personal health records in electronic format

NOTE: The benefits mentioned herein are only an outline of the policy. For details please contact your nearest Star Health Office or call toll free no 1800 425 2255/1800 102 4477.

Premium Chart

Premium Rating EXCLUDING SERVICE TAX
Rs.2,00,000/-
Family Premium (Rs)
Size Age (years) For Renewals only
5mths-35 36 -45 46 -50 51-55 56-60 61-65 66-70 71-75 Above 75 yrs
1A+1C 2800 3250 5100 5600 6400 9000 11300 14700 19200
1A+2C 3100 3750 5600 6200 7000 9800 12300 16000 20800
1A+3C 3650 4500 6300 7000 7800 11000 13800 18000 23400
2A 3000 3600 5550 6200 7200 10100 12700 16600 21600
2A+1C 3700 4200 6100 7000 8100 11400 14300 18600 24200
2A+2C 4500 5000 6900 7900 9100 12800 16000 20800 27100
EXCLUDING SERVICE TAX
Rs.3,00,000/-
Family Premium (Rs)
Size Age (years) For Renewals only
5mths-35 36-45 46 -50 51-55 56-60 61-65 66-70 71-75 Above 75 yrs
1A+1C 3710 3940 5900 6930 8500 11900 14900 19400 25300
1A+2C 3825 4300 6400 7160 9000 12600 15800 20600 26800
1A+3C 4400 5200 7100 7900 10095 14200 17800 23200 30200
2A 3985 4360 6300 7605 10030 14100 17700 23100 30100
2A+1C 4300 4830 6900 7900 10625 14900 18700 24400 31800
2A+2C 4800 5600 7700 9100 11090 15600 19500 25400 33100
Premium Rating INCLUDING SERVICE TAX @ 15%
Rs.2,00,000/-
Family Premium (Rs)
Size Age (years) For Renewals only
5mths-35 36 -45 46 -50 51-55 56-60 61-65 66-70 71-75 Above 75 yrs
1A+1C 3220 3738 5865 6440 7360 10350 12995 16905 22080
1A+2C 3565 4313 6440 7130 8050 11270 14145 18400 23920
1A+3C 4198 5175 7245 8050 8970 12650 15870 20700 26910
2A 3450 4140 6383 7130 8280 11615 14605 19090 24840
2A+1C 4255 4830 7015 8050 9315 13110 16445 21390 27830
2A+2C 5175 5750 7935 9085 10465 14720 18400 23920 31165
INCLUDING SERVICE TAX @ 15%
Rs.3,00,000/-
Family Premium (Rs)
Size Age (years) For Renewals only
5mths-35 36-45 46 -50 51-55 56-60 61-65 66-70 71-75 Above 75 yrs
1A+1C 4267 4531 6785 7970 9775 13685 17135 22310 29095
1A+2C 4399 4945 7360 8234 10350 14490 18170 23690 30820
1A+3C 5060 5980 8165 9085 11609 16330 20470 26680 34730
2A 4583 5014 7245 8746 11535 16215 20355 26565 34615
2A+1C 4945 5555 7935 9085 12219 17135 21505 28060 36570
2A+2C 5520 6440 8855 10465 12754 17940 22425 29210 38065
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