Health Insurance for Pre-Existing Conditions

Health insurance for pre-existing conditions offers coverage for the medical expenses for illnesses or diseases a person had before buying the health insurance policy, and while insurers might have waiting periods prior to covering these conditions, they can’t refuse coverage or charge more amount due to the pre-existing conditions.   

  
Health insurance for pre-existing conditions is needed because it offer financial protection, providing access to care needed, and preventing worsening health outcomes, particularly as healthcare costs rise.   


In general,  the PED (Pre-existing Disease) waiting period for health insurance refers to the time before cover for pre-existing conditions starts, generally ranging from 12 to 36 months, although a few plans offer add-ons to lower this period.  


It is difficult to claim health insurance with no waiting period for pre-existing conditions. However, some health insurance lowers the waiting period. There are many health insurance plans for pre existing conditions available but consider some factors to choose your health insurance policy. To select the best health insurance for pre existing conditions, consider factors like the sum insured, the scope of coverage, waiting periods, co-payments, sub-limits and a few exclusions. See the list of pre existing conditions for health insurance shown by your insurance provider. See what are pre existing conditions for health insurance present in other plans. Compare and analyse to know which health insurance is best for pre-existing conditions you have.  Have a better understanding about the Health insurance for person with pre-existing conditions here.  

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Disclaimer:
The information provided on this page is for general informational purposes only. Availability and terms of health insurance plans may vary based on geographic location and other factors. Consult a licensed insurance agent or professional for specific advice. T&C Apply.