| Accident come uninvited and they can unsettle your life and those of your loved ones. A little planning in this regard goes a long way. Presenting Accident Care Insurance from Star Health And Allied Insurance - a policy that offers a protection to you and your loved ones in case you meet with an accident. Because no matter what, life must go on. |
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| Accident Care Benefits |
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Accidental death |
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Permanent disability total or partial following an accident |
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Temporary total disablement the Insured Person is eligible for a weekly benefit at 1% of Capital Sum Insured (following an accident) subject to maximum of Rs.5000/- per week for a 100 weeks |
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| Free Benefits |
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Educational grant to children at Rs.5000/- per child and Rs.10, 000/- for 2 children (maximum 2children) |
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Transportation expenses of the mortal remains of the insured up to a maximum of Rs.3000/- |
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Travel expenses of one relative up to a maximum of Rs.1000/- to the place of accident |
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| Cumulative Bonus |
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Cumulative Bonus of 5% of the sum insured continuously renewed accrues to the Insured Person for every claim free year, subject to a maximum of 50% |
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| Medical Expense Extension |
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Policy can be extended to cover Medical Expenses on payment of Additional Premium |
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| Risk Groups |
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Risk Group I Persons engaged primarily in administrative functions |
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Risk Group II Persons engaged in manual work other than what is specifically provided for under Group III |
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Risk Group III Persons working in explosives industry, mines workers, high tension electric supply, horse racing including jockeys, athletes and occupations of similar hazards |
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| How much to pay? |
| For individuals |
| Coverage / Risk Group |
Group I |
Group II |
Group III |
| Table I |
0.45 per mille |
0.60 per mille |
0.80 per mille |
| Table II |
0.80 per mille |
1.30 per mille |
1.75 per mille |
| Table III |
1.25 per mille |
1.75 per mille |
2.00 per mille |
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| For Groups |
| Group Size |
% of discount on Premium
(excluding add-on covers & service tax) |
| 2 - 100 Persons |
5% |
| 101 - 1000 Persons |
10% |
1001 - 5000 Persons
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12.5% |
| 5001 - 10000 Persons |
15% |
| 10000 Persons |
20% |
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| Group Policy |
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Group Policies are allowed without additional benefits. But Group Policies are eligible for a discount on the basic premium when the size of the group increases substantially. |
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| Star Advantages |
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No Third Party Administrator; direct in-house claims settlement. |
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Faster & hassle-free claim settlement. |
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Cashless hospitalization. |
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Network of more than 5400 hospitals across India |
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24x7 Toll- free Helpline |
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Free General Physician Consultation over phone. Doctors on duty 24x7. By quoting the policy number, any person can contact our Doctor on the toll free number 1800 425 2255 / 1800 102 4477 for medical advices. |
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Free Health magazines are issued to policy holders at regular intervals |
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| NOTE: The benefits mentioned herein are only an outline of the policy. For complete details, please contact your nearest Star Health office. |
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